The key facts
- A regulation has been approved on subsidies for purchasing housing with a mortgage for workers in culture, arts and literature
- The subsidy applies only to an apartment on the primary market in the region of the applicant's main place of work
- At least three years of experience in the sector is required; the subsidy is granted to one family only once; funds unused within 30 days are returned to the budget
What has been approved
In Uzbekistan, a procedure has been established for allocating subsidies to representatives of culture, arts and literature for purchasing housing through a mortgage loan. The relevant regulation was approved by a government resolution. The subsidy is provided for purchasing an apartment on the primary housing market and is allocated within mortgage loans refinanced by the Ministry of Economy and Finance. The funds are used to purchase an apartment built in the region of the applicant's main place of work.
Who can apply and how to submit an application
An application can be submitted through public service centers or the Unified Portal of Interactive Public Services (my.gov.uz). The combined incomes of the applicant and their spouse, the absence of owned housing in any region of the republic over the last two years, and work experience in the sector are verified automatically through information systems. The applicant must have at least three years of experience in culture, arts and literature; if the activity requires a license, its validity over the last three years is checked. The subsidy is granted to one family only once.
How the subsidy is used
After receiving a notification of the subsidy being granted, the applicant concludes a contract with a construction organization or developer to purchase an apartment on the primary market. The subsidy covers part of the down payment. If it is not used within 30 days from the date of transfer, the bank returns the funds to the republican budget.

