News about mortgage: events, facts and developments on tafs uz.
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Chairman of the State Duma committee Boris Chernyshov explained that housing purchased in marriage is considered joint property, so each spouse can claim the deduction — even if the apartment is registered in the name of only one of them. The limit is 2 million rubles of expenses per person, with a refund of up to 440 thousand rubles.
Aziz KarimovThe President announced a package of measures for medical workers: allowances of up to 50 million soums for specialists returning from foreign clinics, an increase in allowances in remote regions from 2 to 4.5 million soums, 50 billion soums for partial mortgage repayment, and one-time payments. The system will start with 26 specialized centers.
Shahnoza ErgashevaFirst deputy chairman of the State Duma committee on construction and housing and utilities Alexander Aksenenko told Gazeta.Ru that the down payment does not cover all the costs of buying an apartment with a mortgage: separate money is needed for appraisal, registration, insurance, renovation, and a reserve in case of loss of income. Using the example of a 10 million ruble apartment, he estimated the additional expenses at hundreds of thousands of rubles.
Aziz KarimovUS President Donald Trump signed an executive order aimed at reducing regulatory barriers in obtaining mortgages and making housing cheaper. The document directs FHFA to launch a pilot program to cancel excessive mortgage insurance, expand the automated title verification program for refinancing, create a manufactured housing task force, and lower rates on direct loans from the Departments of Agriculture and Veterans Affairs.
Sevara AzamovaThe typical ten-year mortgage rate in Germany has approached 4.5%, surpassing the late-2023 peak, broker Interhyp reports. The rise is linked to inflation fears caused by the war involving Iran and ECB rate hikes. House prices continue to rise, while new mortgage lending is declining.
Sevara AzamovaAccording to Rightmove, in September sellers were cutting asking prices on more than 3,000 listings a day — a 15-year record. The average discount was almost 7% (about £21,000). Zoopla notes that buyers have become more cautious amid a three-year high in mortgage rates: supply rose by 5%, while agreed sales fell by 9%.
Dilnoza RahimovaAccording to the Turkish Statistical Institute, new home sales in Turkey in September rose 3.9% year-on-year to 51,519, while overall housing sales fell 9.3% to 142,390. Sales to foreigners increased 9.9% to 2,167, with Russian citizens leading.
Nilufar Karimova
