The key facts

  • The average limit on new credit cards in September was 104.8 thousand rubles, down 5.7% over the month and the fourth consecutive decline
  • Top three: Moscow (139.8 thousand), Moscow Region (123.8 thousand), St. Petersburg (123.6 thousand)
  • Limits fell the most in Irkutsk Region (-9.5%) and Perm Territory (-8.0%)

Leaders by credit limits

The National Bureau of Credit Histories (NBKI) told RIA Novosti data on the average size of limits on new credit cards issued in September 2026. Among 30 regions, Moscow ranked first with a figure of 139.8 thousand rubles, followed by Moscow Region in second place (123.8 thousand rubles) and St. Petersburg in third (123.6 thousand rubles). Rounding out the top five are Khabarovsk Territory (110.6 thousand rubles) and Tyumen Region with KhMAO and YaNAO (109.7 thousand rubles).

Nationwide dynamics

Across the country as a whole, the average limit on new credit cards in September amounted to 104.8 thousand rubles — 5.7% lower than a month earlier. The figure has been declining for the fourth consecutive month, although in year-on-year terms it rose slightly — by 1.7%. Thus, the leaders of the ranking significantly outpace the average level: the limit in Moscow exceeds the national average by roughly a third.

Where limits fell fastest

The most significant decline in limits in September compared with August was recorded in Irkutsk Region (-9.5%), Perm Territory (-8.0%), as well as in Omsk Region (-7.2% — clarification: -7.9%), Leningrad Region (-7.2%) and Moscow Region (-7.1%). Notably, Moscow Region, which ranks second in terms of the absolute size of the limit, also appeared among the regions with the most noticeable monthly decline — meaning that a high level of limits does not guarantee stability of the indicator.